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 Serve the poorest clients:
TPC targets the poorest communities and entrepreneurs. Women make up the majority of our clients, as they have the least means and access to credit.
Link loans to savings:
TPC connects client’s loans to their savings to ensure that they build wealth as they borrow.
Use solidarity guarantees:
Group guaranteed loans replace collateral. Solidarity guarantees work by linking new loans to full repayment of old loans.
Practice participatory management:
By forming self selected solidarity groups clients have a say in the decision making process for loan approval.
Invest up front to achieve scale and self sufficiency:
TPC is committed to investing in its staff and training to achieve self sufficiency.
Plan for permanence:
TPC has successfully made the transition from an NGO credit program to a licensed microfinance institution making it a sustainable resource for the poor.
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