Seasonal loan is a type of credit, which allows
the borrower to use loan in their animal raising,
storage, fishing, farming and/or agri-businesses
activities. Payments can be either Balloon (monthly
interest repayment and the balance of principal
payment at the end of a contract) or Semi-Balloon
(monthly interest repayment and the balance of principal
repayment based on cash flow analysis and mutual
agreement).
These loans are for any borrower whose activities
do not generate a steady monthly income due to their
seasonality but have a reliable and sustainable
source of income with strong collateral.
Seasonal Loan Product Features
Loan
Product
Payment
Site
Payment
Term
Payment
Mode
Interest
Rate
Term
Loan
Size
Seasonal Loan
in KHR
Business Site or TPC Branch
Office
Balloon
(EOC)
Semi-Balloon (Semi-EOC)
Monthly interest repayment,
and the balance of principal prepayment at the
end of a contract.
Monthly interest repayment,
and the balance of principal repayment based
on cash flow analysis and mutual agreement.
2.75% - 3%
3
to 12 months
Up to KHR
20,000,000
Seasonal Loan
in US$
2% - 2.5%
Up to US$
5,000
As Of December
2010
Head Office
#94, Street 360, Sangkat Boeung Keng Kang III, Khan Chamkarmon, Phnom Penh, Cambodia
