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ANNUAL REPORTS
Annual Report 2014
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TOP-UP LOAN
TPC’s Top-Up Loan (TUL) product offers current Individual Loan (“IL”) and Microbusiness Expansion Loan (“MBE”) clients the opportunity to borrow additional funds from TPC before repayment of their current loan is complete. Clients in good-standing with TPC, who have a demonstrated track-record of on-time repayment and continued capacity to repay, may apply for a TUL. The TUL amount is only limited by the guidelines in this document, the client’s needs, and his or her capacity to repay. A client’s TUL can therefore potentially be larger in size than his or her existing IL / MBE, depending on the client’s request and the credit / cash flow analysis process.
Top-Up Individual Loan (TUL-IL)
Currency Loan Size Interest Rate Loan Term
KHR up to 20,000,000 2.5% - 3.5% 3 – 24 months
USD up to 5,000 1.8% - 2.5% 3 – 24 months
THB up to 200,000 2.5% - 3.5% 3 – 24 months
Top-Up Microbusiness Expansion Loan (TUL-MBE)
Currency Loan Size Interest Rate Loan Term
KHR more than 20,000,000 2.5%-3.5% 3 – 36 months
USD more than 5,000 1.7% - 2.5% 3 – 36 months
THB more than 200,000 2.5%-3.5% 3 – 36 months
Advantages
TPC’s Top-Up Loan offers clients a number of key benefits, including:
- Free option of currency: KHR, US dollar or Thai Bath
- A reasonable interest rate, calculated based on outstanding balance
- Convenient option to apply for and repay loan at nearest TPC office or at your business site
- Flexible loan terms and repayment plan that are catered to your need
- No loan fee charged.
Contact Information
To apply for TPC’s Top-Up Loan, follow these simple steps:
- Talk to a TPC staff member in your area or at the nearest TPC office
- Request a specific amount and term based on your needs
- Provide the necessary documents required by TPC
- Agree to the loan terms & conditions.
Head Office
#666B, Street 271, Sangkat Phsar Daeum Thkov, Khan Chamkar Mon, Phnom Penh, Cambodia
Tel: (+855) 23 220 641 / Fax: (+855) 23 220 642
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